For Immediate Attention of The Account Holders

In terms of directives given by Reserve Bank of India , all customers of the Bank are required to comply with Know Your Customer (KYC) guidelines and their accounts should be KYC Compliant. Accordingly, all account holders of our Bank, who have not yet complied with the KYC guidelines , are hereby requested to make their accounts KYC compliant by contacting their respective branches and completing the required documentation immediately.

The following documents may be furnished as proof of Identity and verification of address:

A) Latest Photograph(s) of the account holder(s)(not more than 6 months).

B) Proof of Identity

Any of the following documents with authenticated photographs thereon:

1)Passport

2)Voter ID Card

3)PAN Card

4)Driving License

5)Identity Card issued by reputed companies (subject to the satisfaction of bank)

6)Letter from recognized public authority verifying the identity and address of the customer to the satisfaction of the bank

Proof of Current Address

Any of the latest following documents/papers:

1)Electricity Bill*

2)Telephone Bill*

3)Bank Account Statement of any other bank*.

4)Letter from reputed employer (subject to satisfaction of Bank)

5)Letter from recognized public authority verifying the address of the customer to the satisfaction of the bank

6)Ration Card**

* Not more than 3 months old.

** (Please note that in case any State Govt. has prohibited use of the ration card for the purpose other than obtaining ration, the same will not be accepted as proof of address)

To adhere the requirement of KYC, depositors are requested to furnish the documents to their Home Branch, along with the KYC Information Form (copy enclosed).

 

For Accounts of Individuals

  1. Proof of identity and proof of address. In case of joint account holder, each account holder is required to establish his or her identity and address independently by submitting the said documents. Copies of self attested documents should be submitted by them.
  2. The duly filled KYC Information Form, which is enclosed. In case of joint account holder, each account holder is required to submit the form separately.
  3. One latest coloured passport size photograph of the account holder. If a joint account, then photographs of each joint holder.
  4. Current contact details like phone/mobile number of the account holders.

 

For Accounts of Companies

  1. Certificate of Incorporation and Memorandum & Articles of Association.          
  2. Resolution of the Board of Directors and identification of those who have authority to open or operate the account.
  3. For mailing address of the company, copy of PAN allotment letter.
  4. The duly filled KYC information form, which is enclosed.
  5. Current contact details like phone/mobile number for the account.

 

For Accounts of Partnership Firms

  1. Registration Certificate, if registered.
  2. Partnership deed.
  3. Power of Attorney granted to a partner or an employee of the firm to transact business on its behalf.
  4. Any officially valid document identifying the partners and the persons holding the Poer of Attorney and their addresses.
  5. Copy of Telephone bill in the name of firm and partners.
  6. The duly filled KYC Information Form, which is enclosed.

 

For Accounts of trusts & foundations

  1. Certificate of registration, if registered. Power of Attorney granted to transact business on its behalf.
  2. Any officially valid document to identify settlers, beneficiaries and those holding Power of Attorney Founders/Managers/Directors address.
  3. Resolution of the Managing Body of Foundation or Association. Copy of Telephone bill.
  4. The duly filled KYC Information Form, which is enclosed.

 

In case of joint accounts, account holders or applicants, who are not closely related to each other, each account holder are required to establish his or her identity and address independently by submitting the above documents.

In case the requisite documents are not furnished by the account holder, the bank will be reluctantly compelled, in compliance with Reserve Bank of India guidelines, to freeze or close operations of KYC non-compliant account without any further notification, at the risk and responsibility and cost of the customer.

For further information and clarification, if any, please contact the Branch Manager of the concerned branch(es).


We solicit account holders' cooperation in this matter. It will also help us in serving our customers in a better way.

For More Details  
All scheduled and non-scheduled banks – public, private, foreign, cooperative, regional rural and local area banks – will observe public holiday on second and fourth Saturdays from September 01, 2015; and will observe full working days on Saturdays other than second and fourth Saturdays (referred to as working Saturdays in the Press Release). Consequent to this, the Reserve Bank of India has announced the following changes in its functioning with effect from September 1, 2015.


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