Malda District Central Coop Bank Ltd
মালদা জেলা কেন্দ্রীয় সমবায় ব্যাঙ্ক লিঃ
Loans & Advances
Simple & Faster
House Building Loan
House Repairing Loan
Cash Credit Loan
Land Purchase Loan
Focused for Common People
For Digital Banking
Rupay Debit Cum ATM Card
Kishan Credit Card
Mobile ATM Van
Term Deposit Rate of Interest Effect from 05/12/2022
Type of Deposit
Rate of Interest (% p.a.)
Senior Citizen (Age above 60 years)
07 days to 14 days
15 days to 29 days
30 days to 45 days
46 days to 90 days
91 days to 180 days
181 days to 364 days
365 days/12 months
Above 12 months to less than 36 months
36 months to 60 months
More than 60 months to 120 months
Existing Rate(% per annum)
Revised Rate(% per annum)
1.MIS Individual for 3 years-Common People
2.MIS Individual for 3 years-Senior Citizens
3.BDRF / RFBD / RFCS ( Investments against Reserve Fund, Bad Debt Fund etc. of Co-operative Societies)
4.ARDB/PACS SPL DEPOSIT
N.B.:-1. 1% additional interest to staff, serving and retired employees of the Bank will continue subject to maximum of 10.00%.
2. No additional interest will be allowed to Retired Employees of the Bank in addition to the benefit of Senior Citizen beyond the amount of retirement benefit received by the concerned staff. In order to enjoy the dual benefits of staff and senior citizen after adhering to the restrictions as mentioned hereinabove, retired employees of the Bank have to submit a self declaration (in duplicate) in this regard.
3.For getting staff benefit interest, the staff should be the 1st Account Holder and must submit a declaration that the moneys belongs to him. (NABARD Circular No 86/ / DoS. 15/ 2005 dated 16th May.). The benefit of additional interest be also given to the wife of deceased staff of the Bank
**No additional interest for cooperative societies.
All scheduled and non-scheduled banks - public, private, foreign, cooperative, regional rural and local area banks - will observe public holiday on second and fourth Saturdays from September 01, 2015; and will observe full working days on Saturdays other than second and fourth Saturdays (referred to as working Saturdays in the Press Release). Consequent to this, the Reserve Bank of India has announced the following changes in its functioning with effect from September 1, 2015.
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